Shawano Property Tax Rates & Senior Exemptions – Quick Guide

Shawano Property Tax rates for 2026 average around 1.27% and are applied to the assessed value listed by the Shawano County assessor office, which you can verify through the online portal at property‑search. Homeowners looking for the property tax payment deadline Shawano should check the Shawano County Treasurer & Land Information Office website or call (715) 526‑9130 for exact dates. Senior residents can explore Shawano tax exemptions for seniors, including the Homestead Credit and local abatements, by contacting the treasurer at SCTreasurer@shawanocountywi.gov. If you need to calculate your bill, the Shawano property tax calculator online gives a quick estimate using the current municipal tax levy and Shawano school district property tax figures. For disputes, the Shawano tax appeals process starts with a filing to the Board of Review within 30 days of notice.

Shawano Property Tax refunds may be available when overpayments occur, and eligibility details appear on the county tax rolls 2026. The Shawano tax collector contact information provides a direct line for questions about the Shawano tax schedule 2026 or recent code changes 2023. Property owners can request a reassessment by submitting an assessment appeal Shawano County form, which addresses land valuation methods and potential tax reduction programs. The county’s online payment portal lets you settle dues, view delinquency lists, and track the Shawano tax base analysis report. Keeping track of these resources helps you stay compliant and take advantage of any homeowner tax relief Shawano offers.

Search Shawano County Property Tax

Shawano County maintains a public online portal where property owners, real estate buyers, title searchers, and tax appeal applicants can look up parcel data, current tax balances, and assessment history. The Shawano County Property Watch portal is the primary digital tool used to verify ownership, check tax status, and pull assessment information tied to a specific parcel.

To begin a search, navigate to https://recordease.co.shawano.wi.us/pw/ in your web browser. The portal is operated by West Central Indexing in partnership with Shawano County, Wisconsin, and provides an interface that allows users to look up property information. Once a search is submitted, the system returns parcel-level information that can be used to verify ownership, check tax status, and pull assessment records.

Follow these steps to complete a successful Shawano County property tax lookup:

1. Open the portal at https://recordease.co.shawano.wi.us/pw/
2. Select your preferred search method (parcel ID, name, or address)
3. Enter the requested data, then click Search
4. Review the parcel summary card that appears
5. Click the tax information tab to view current bills, payment history, and delinquency flags
6. Download or print the record for documentation, escrow, or appeal use

The Shawano County Property Watch portal is designed to help residents confirm tax and ownership data. Users researching property tax history or chain of title can search within the system to pull available records.

What the Shawano County Tax Record Includes

Each parcel record displays key fields used to calculate and bill property taxes. The system pulls live data from the Treasurer and Land Information Office feeds, ensuring that payment receipts and assessment rolls stay current.

• Parcel identification number (PIN)
• Owner name and mailing address on file
• Situs (physical) property address
• Current assessed land value
• Current assessed improvement value
• Total assessed value used for taxation
• Equalized value (used in state aid formulas)
• Current year tax bill amount
• Payment status (paid, partial, delinquent)
• Tax year and lot dimensions

Property owners reviewing these numbers can confirm whether their tax bill reflects recent improvements, recent sales, or ongoing exemptions that may have changed year over year.

Shawano County Property Tax Rates and Levy Structure

Property taxes in Shawano County are calculated by multiplying the assessed value of a parcel by the combined mill rate set by overlapping taxing jurisdictions. The county itself, the city or town, the school district, the technical college district, and any special districts each adopt their own levy, and the totals produce the final rate on every tax bill.

Reported average effective property tax rates in Shawano County sit near 1.27 percent of assessed value, though individual bills vary widely based on which municipalities and schools cover a given address. Within the City of Shawano itself, the city’s portion of the tax rate moved from $9.10 per $1,000 of assessed valuation to $9.42 per $1,000, raising city taxes on a $200,000 property from $1,820 to $1,884 before school and county overlays are added.

Components of a Shawano County Tax Bill

A property tax bill in Shawano County is a sum of several overlapping levies. Taxpayers who understand the components can more easily identify the source of any rate change from one year to the next.

• Shawano County operating levy
• Shawano County debt service levy
• Local municipal (city, town, or village) levy
• School district operating referendum and debt levies
• Technical college district levy
• Special district levies (lake, sanitary, sewer, etc.)
• State-mandated credits, applied at billing

Shawano County Tax Rate Comparison

The table below summarizes rate components commonly seen on bills issued inside Shawano County. Values represent typical ranges; actual figures are confirmed on the tax bill each December.

When Shawano County supervisors adopt the county budget, the operating levy and the debt service levy are set independently. Recent county budgets have shown the mill rate moving downward while the operating levy grows, which keeps overall pressure on taxpayers modest in years with rising property values.

Shawano County Assessor Office and Property Valuation

The Shawano County Treasurer & Land Information Office coordinates the assessment function for towns and villages that contract for county-level assessment services. Real property and personal property are valued annually, and the resulting roll feeds directly into the tax bill calculation performed by the Treasurer.

For municipalities using private assessment firms, such as Accurate Appraisal in the Town of Wescott, property owners access valuation data through that firm’s portal. Across the county, the Wisconsin Department of Revenue releases annual assessment ratio reports that measure how close local assessments are to fair market value.

How Land Valuation Methods Affect Your Bill

Wisconsin statutes require assessors to value property at full market value as of January 1 each year. Three approaches are typically blended to reach that figure, and the weighting depends on the property type.

• Sales comparison approach: looks at recent arm’s-length sales of similar parcels
• Cost approach: estimates replacement cost minus depreciation for improvements
• Income approach: used for rental, commercial, and agricultural income-producing land

When the county triggers a revaluation, all parcels in a municipality are re-inspected and re-measured, and the new values are phased in over one year. Revaluations tend to redistribute the tax burden rather than increase total collections, but individual bills can shift sharply based on each property’s relative change in value.

Checking Your Assessment Record

Before appealing, property owners should pull the assessment record card for their parcel through the Shawano County Property Watch portal. The card lists the land size, building measurements, grade, and any features used in the valuation model.

If a field looks incorrect, owners should pull comparable sales in their neighborhood to support an appeal. Local real estate listings and the Wisconsin DOR annual ratio studies are strong evidence sources.

Property Tax Payment Schedule and Accepted Methods

Shawano County property tax bills are issued in December and are due the following January 31. State law permits taxpayers to pay in full by January 31, or to split the balance into three installments due in January, April, and July.

When an installment is missed, interest and penalty accrue on the unpaid balance at the rate set by the Wisconsin Statutes. Late fees compound monthly, which makes early resolution significantly cheaper than waiting for the next billing cycle.

Shawano County Property Tax Payment Timeline

Below is the standard payment schedule that applies to most parcels inside Shawano County. Exact due dates for a given tax year are printed on the bill itself, and any updates are posted on the official county website.

Ways to Pay a Shawano County Property Tax Bill

The Treasurer’s office accepts several payment formats, including in-person, mail, and online transactions. Online payments can be made through the county’s property search portal, where users can also print receipts and confirm the status of mortgage company escrow disbursements.

• In-person at the Treasurer’s office at 311 N Main St, Shawano, WI 54166-2145
• By mail using the remittance slip returned with the bill
• Online through the official county portal
• Through a mortgage servicer escrow account
• By phone using a card payment line posted on the bill

Homeowners paying in person receive a stamped receipt on the spot, while mailed payments are credited on the date the Treasurer’s office receives them, not the postmark date.

Shawano Tax Exemptions for Seniors, Veterans, and Low-Income Homeowners

Wisconsin does not offer a single statewide senior-only property tax exemption or tax freeze, but several credits and local options reduce the burden for qualifying residents. The Shawano County Treasurer’s office administers the Lottery and Gaming Credit and the First Dollar Credit, both of which appear as automatic reductions on every owner-occupied residential bill.

Older adults and households with limited income can also apply for the Wisconsin Homestead Credit on their state income tax return, which directly offsets property taxes paid during the year. The credit uses a sliding scale based on household income, property taxes, and rent, and the benefit can be substantial for those near the income limits.

Property Tax Relief Programs in Shawano County

The table below lists the main programs available to Shawano County homeowners, along with the administering agency and a brief description. Eligibility details are verified directly with each agency.

Steps to Apply for Senior Property Tax Relief

Seniors in Shawano County seeking property tax relief typically combine automatic bill credits with a Homestead Credit claim. The combination produces the largest annual savings available through state programs.

1. Confirm the property is your primary residence as of January 1 of the tax year
2. Verify the Lottery and Gaming Credit appears on the December tax bill
3. File Wisconsin Form 1 or 1A with Schedule H attached to claim the Homestead Credit
4. Keep property tax bills, rent receipts, and income records for at least four years
5. Contact the Shawano County Treasurer with questions about bill-side credits

Local offices serving older residents can assist with the state forms and connect applicants with volunteer tax preparation programs during filing season.

Shawano Tax Appeals Process and Board of Review

Property owners who believe their assessment is too high may file an objection with the local Board of Review. Wisconsin law provides a 30-day window to file, beginning the day after the assessor issues the notice of assessment.

Appeals begin with a written objection form filed with the municipal clerk. After filing, the taxpayer appears before the Board of Review, which hears the case, reviews the evidence, and can sustain or reduce the assessment. Further appeal to the Wisconsin Department of Revenue or to circuit court remains available after the Board of Review decision.

Evidence That Strengthens a Shawano County Tax Appeal

Strong appeals rely on objective, market-based data rather than opinion. The most successful cases present comparable sales that closed close to the assessment date, or a recent appraisal that documents a lower market value.

• Closed sales of similar nearby homes within the prior 12 to 18 months
• A licensed appraisal dated within the relevant year
• Photographs documenting condition issues affecting value
• Income and expense records for rental or commercial properties
• List of incorrect features on the assessment record card

Shawano County Tax Appeal Workflow

Working through the appeal in the correct order keeps the case moving and preserves the taxpayer’s rights at every step. Most property owners complete the process in 60 to 90 days from filing.

1. Receive the Notice of Assessment from the assessor
2. File a written objection with the municipal clerk within 30 days
3. Schedule a hearing with the Board of Review
4. Bring comparable sales, appraisals, and photos to the hearing
5. Receive the Board’s written decision by mail
6. File further appeal with the Wisconsin DOR or circuit court if needed

Property owners unsure whether to appeal can request an Open Book review with the assessor, which sometimes produces an adjustment without the need for a formal Board of Review hearing.

Shawano County Property Tax Calculator and Estimation Tools

Estimating a Shawano County tax bill requires three inputs: the most recent assessed value, the combined mill rate, and any credits that apply. Property owners can pull assessed values from the property search portal and apply the mill rate printed on the prior year’s tax bill to project the upcoming amount.

Online tools, including statewide Wisconsin property tax calculators, allow users to enter a parcel ID or address and receive a rough estimate. Estimates are useful for budgeting but should be confirmed against the official bill each December.

Manual Property Tax Calculation Formula

Wisconsin bills are computed as assessed value times the mill rate, with statutory credits subtracted. The result is the amount due, which can be paid in full or in three installments.

• Locate the total assessed value on the parcel record
• Divide the prior year total tax by the prior year assessed value to find the effective rate
• Multiply that rate by the current assessed value
• Subtract the Lottery and Gaming Credit and First Dollar Credit
• Compare the result to the new bill when it arrives in December

If the new bill is meaningfully different from the estimate, an Open Book review with the assessor can resolve valuation issues before the appeal deadline expires.

School District Property Tax Impact in Shawano County

School district levies often represent the largest single share of a Shawano County property tax bill. Local K-12 districts submit their budgets each spring, and voter-approved referenda allow districts to exceed state revenue limits for operations, facilities, or debt service.

When a district passes a capital referendum, the resulting debt service levy can run for 10 to 20 years and shows up as a separate line on the property tax bill. Homebuyers should review five years of school levy history when evaluating a property purchase in the county.

How to Identify the School Levy on Your Bill

Each Shawano County tax bill breaks out the school district portion separately. Reviewing the breakdown makes it possible to see whether a rate change came from the school district, the county, or the municipality.

• Open the December tax bill
• Locate the line labeled with your school district name
• Compare this line to the prior year’s bill
• Note whether the change reflects operations or debt service
• Cross-check the district’s annual meeting minutes for context

School budget meetings, typically held in October, give residents a chance to comment on the upcoming levy before it is finalized.

Municipal Tax Levy and Budget Process in Shawano County

Cities, towns, and villages in Shawano County set their property tax levies during annual budget hearings, usually in October or November. The Shawano Common Council approved its 2026 budget on November 18, with the city’s portion of the tax rate moving from $9.10 to $9.42 per $1,000 of assessed value.

County supervisors followed with their own budget adoption, which set the county’s operating levy and debt service levy for the year. The countywide tax levy mill rate decreased from the prior year by 23 cents per $1,000 property value (5.68%), while the operating levy increased by approximately 1.46 percent and the debt service rose by roughly 4.79 percent to cover scheduled bond payments.

Budget Cycle Calendar for Shawano County Tax Levies

Property owners who want to influence local property tax decisions can follow the budget cycle and attend public hearings. The cycle is consistent across the county and across the state.

• September: departments submit budget requests
• October: public budget hearings held by towns, villages, and cities
• October-November: school district annual meetings
• November: county budget adopted by the Board of Supervisors
• December: tax bills calculated and mailed
• January: first installment due January 31

Public comment is welcomed at every step, and minutes from each meeting are posted online for residents who cannot attend in person.

Tax Delinquencies, Foreclosure, and Excess Proceeds

When a Shawano County property tax bill goes unpaid, the parcel enters the delinquent tax roll. After the statutory waiting period, the county may begin tax foreclosure proceedings, which can result in the property being sold at a public auction.

If a foreclosed property sells for more than the amount owed, Wisconsin law entitles the former owner to claim the excess proceeds. Owners must file a claim with the County Treasurer within a set statutory window to recover any surplus funds.

How to Resolve a Delinquent Shawano County Tax Bill

Property owners facing a tax delinquency should contact the Treasurer’s office as soon as possible. Early contact typically results in payment arrangements and avoids the cost and complexity of foreclosure.

1. Pull the current bill and any past-due notices from the property search portal
2. Calculate the total amount due, including penalty and interest
3. Contact the Shawano County Treasurer to discuss payment options
4. Set up an arrangement in writing if full payment is not possible
5. Monitor the parcel record monthly to confirm payments post correctly

Documents Needed to Claim Excess Proceeds

Former owners who lost a property to tax foreclosure should gather key documents before contacting the Treasurer’s office. The claim must demonstrate the claimant’s prior ownership interest and identity.

• Proof of ownership at the time of foreclosure (deed or title report)
• Government-issued photo identification
• Copies of all tax notices received before foreclosure
• Documentation of any liens or junior mortgages on the property
• Completed claim form supplied by the County Treasurer

Excess proceeds are disbursed in the priority order set by Wisconsin law, with former owners generally first in line after foreclosure costs and prior tax obligations are paid.

Shawano County Treasurer and Register of Deeds Services

The Shawano County Treasurer & Land Information Office is responsible for collecting property taxes, issuing tax receipts, and maintaining accurate tax records for every parcel in the county. The office also handles tax deed processing and excess proceeds claims, and serves as the primary point of contact for property tax questions.

The Shawano County Register of Deeds records deeds, mortgages, satisfactions, and other documents that affect property title. Recorded documents flow into the property records system that hosts tax data, supporting buyers, sellers, and title companies.

Common Tasks Handled by County Offices

Both offices offer in-person service and digital access. Property owners can complete most tasks without ever visiting the courthouse, although certain documents must be recorded in person or by mail.

• Property tax payment and receipt retrieval
• Tax record lookup and printout
• Delinquent tax research
• Deed and mortgage recording
• Property ownership history
• Document copies and certified copies

Shawano Property Tax Refund Eligibility

Property owners who pay Shawano County property taxes in error or in excess may be eligible for a refund through the Wisconsin Department of Revenue. Common refund situations include overpayment due to an assessment reduction, duplicate payments, or payment on the wrong parcel.

Refund claims typically must be filed within a set statutory period, and supporting documentation is required. The county Treasurer’s office can confirm the payment history and assist with the refund application.

Refund Application Steps

Working through the refund process systematically helps ensure a timely resolution. Most refunds are issued as a credit toward the next year’s tax bill rather than as a direct payment.

1. Confirm the overpayment with the Treasurer’s office
2. Obtain a copy of the receipt and payment record
3. Complete the Wisconsin DOR refund request form
4. Submit the form to the County Treasurer for processing
5. Track the next year’s bill to confirm the credit is applied

Mortgage servicers sometimes file refunds on behalf of borrowers when escrow accounts are credited in error. Borrowers should review the annual escrow statement to confirm the refund was applied correctly.

Shawano County Tax Base and Municipal Finance Overview

The Shawano County tax base is the sum of equalized property values within the county, and it serves as a benchmark in state aid formulas. Equalized values are recalculated each year by the Wisconsin Department of Revenue based on market sales data.

When the tax base grows faster than the levy, the mill rate can fall while total collections rise. When the tax base shrinks or stays flat, even a small levy increase translates into a higher rate, which is what most homeowners experience on their bills.

Key Tax Base Metrics Tracked in Shawano County

Local officials and taxpayers can monitor several metrics to track the health of the property tax base. These figures are published annually by the Wisconsin DOR and by the county.

• Total equalized value of the county
• Equalized value per capita
• Net new construction value
• Personal property value
• Tax increment district value
• Mill rate trends over five years

Tax increment financing (TIF) districts freeze the tax base at creation, capturing new growth for infrastructure repayment rather than distributing it to overlapping taxing jurisdictions.

Recent Tax Code Changes Affecting Shawano County Property Owners

The Wisconsin Department of Revenue updates assessment forms, statements, and owner guides each year. The 2026 Statement of Assessment (SOA) was released in late April, and the 2026 property owner guides were posted in mid-January.

Local budget changes inside Shawano County include the Shawano Common Council’s approved 2026 rate increase and the county Board’s adoption of the new operating and debt service levies. Property owners should review the official notices each year to understand how policy changes apply to their specific bill.

Sources for Shawano County Tax Updates

Reliable updates are posted on the official county website, the Wisconsin DOR site, and the websites of each local municipality. Subscribing to local news outlets also helps residents stay informed of rate changes and referenda.

• Wisconsin Department of Revenue 2026 property tax resources
• Local municipality budget notices and meeting minutes
• School district annual meeting notices and budget summaries

Shawano County Property Search Portal Functions

The Shawano County Property Watch portal hosts more than ownership and tax data. Title searchers and real estate professionals rely on the portal to pull parcel data and to confirm that no unpaid taxes cloud a parcel.

The portal is hosted at https://recordease.co.shawano.wi.us/pw/ and is operated by West Central Indexing in partnership with Shawano County. Users agree to the site’s terms, which prohibit reselling the data to third parties.

Information Available on the Shawano County Portal

Combining the Treasurer and Register of Deeds feeds into a single search tool gives users a unified view of each parcel. Most tasks related to due diligence, escrow, and tax verification can be completed inside this system.

• Current tax bill and payment history
• Recorded deeds and mortgages with document images
• Assessed value and equalized value
• Owner mailing address and parcel details
• Tax increment district overlays
• Delinquency and forfeiture status

Property Tax Dispute Resolution in Shawano County

Disputes that cannot be resolved through the Board of Review may proceed to the Wisconsin Department of Revenue or to circuit court. Each path has different rules, deadlines, and standards of review, so property owners should review their options carefully before filing.

The Department of Revenue reviews whether the assessor followed Wisconsin statutes, while circuit court focuses on whether the assessed value reflects fair market value. Tax disputes can be technical, and many property owners consult a tax representative for cases involving commercial or income-producing parcels.

Choosing the Right Path for Your Shawano County Dispute

The best path depends on the issue at stake and the value of the potential reduction. Smaller adjustments are often resolved at the Board of Review, while larger cases or those involving legal questions about valuation methods may require formal appeal.

• Board of Review: best for factual valuation disputes and recent sales evidence
• Wisconsin DOR: best for procedural and statutory interpretation issues
• Circuit court: best for complex cases and judicial review of Board decisions

Shawano County Land Valuation and Assessment Methods

Land valuation in Shawano County blends mass appraisal models with on-site inspections. Assessors examine the parcel, measure improvements, and update the records used to compute value. Personal property, including business equipment, is also assessed and billed separately on the tax roll.

Undeveloped land, agricultural land, and forest land each carry statutory valuation rules that can differ from market-rate residential valuation. Property owners with unique parcels should review the methodology used in their record card before appealing.

Common Valuation Categories in Shawano County

Wisconsin uses standardized property classes that determine how each parcel is valued. Reviewing the class on the assessment record card is the first step in evaluating whether the valuation approach fits the property.

• Residential: primary homes, vacation homes, and rental units
• Commercial: retail, office, and service properties
• Agricultural: farms, cropland, and pasture
• Undeveloped: vacant land not currently in production
• Personal property: business fixtures, equipment, and machinery

Homestead Credit and Lottery Credit Mechanics in Shawano County

The Wisconsin Lottery and Gaming Credit reduces the property tax bill for every owner-occupied primary residence in Shawano County. The credit is calculated based on the school levy and the value of the parcel, and it appears as a direct reduction on the December bill.

The First Dollar Credit provides a flat credit on the first dollar of value for every primary residence. Together, these automatic credits reduce the bill without requiring an application, and they are administered by the County Treasurer using data supplied by the Wisconsin DOR.

Confirming Your Credit Status

Property owners who do not see the credits on their bill should verify that the parcel is coded as a primary residence. Errors can usually be corrected with a call to the Treasurer’s office.

• Review the December tax bill for the Lottery and Gaming Credit line
• Review the December tax bill for the First Dollar Credit line
• Confirm the property is listed as owner-occupied
• Contact the Treasurer to correct any coding errors

Contact, Local Details, and Map

The Shawano County Treasurer & Land Information Office and the Shawano County Register of Deeds serve property owners from the Shawano County Courthouse. Both offices share the same address and use the same property search portal to deliver tax and land records.

Property owners needing help with tax bills, refunds, recorded documents, or assessment questions can reach the appropriate office using the verified contact details below. Specific phone numbers and email addresses for the Treasurer and Register of Deeds should be confirmed directly through the official county channels before relying on them.

Tax Assessor Office

• Department Name: Shawano County Treasurer & Land Information Office
• Direct Public Search Portal Link: https://recordease.co.shawano.wi.us/pw/

• Main Phone: Contact the official Shawano County website for the current phone number

• Official Email: Contact the official Shawano County website for the current email
• Physical Address: 311 N Main St, Shawano, WI 54166-2145
• Mailing Address: 311 N Main St, Shawano, WI 54166-2145

Deed Recorder Office

• Department Name: Shawano County Register of Deeds
• Direct Public Search Portal Link: https://recordease.co.shawano.wi.us/pw/
• Main Phone: Contact the official Shawano County website for the current phone number
• Official Email: Contact the official Shawano County website for the current email
• Physical Address: Shawano County Courthouse, 1st Floor, 311 N Main St, Shawano, WI 54166-2145
• Mailing Address: 311 N Main St, Shawano, WI 54166-2145

Frequently Asked Questions

Shawano Property Tax services help residents keep up with tax bills, locate assessment data, and resolve disputes. Using the county’s online portal, homeowners can view balances, check payment deadlines, and learn about exemptions. Staying informed saves money and avoids penalties.

What is the deadline to pay Shawano property taxes for the 2026‑2026 cycle?

Payments are due in three installments. The first installment must be paid by January 31, the second by April 30, and the final payment by July 31. Paying early prevents interest charges and keeps your account current. If you miss a deadline, a late fee may be added, so set reminders for each due date.

How can I contact the Shawano County Treasurer for tax questions?

Reach the Treasurer’s office at (715) 526‑9130 or email SCTreasurer@shawanocountywi.gov. The office is located at 311 N. Main Street, Shawano, WI 54166. Office hours run Monday‑Friday, 8 a.m.‑5 p.m. Use these contacts for balance inquiries, payment plans, or to request a tax refund.

Where can I find the online calculator to estimate my Shawano property tax?

Visit the county’s Property Tax Calculator at https://ascent.co.shawano.wi.us/LandRecords/Property-Search. Enter your parcel number and the tool shows the current levy, assessed value, and estimated payment for each installment. This helps you budget before the first due date.

What senior tax exemptions are available in Shawano County?

Shawano follows Wisconsin’s Homestead Credit, which lowers the taxable amount for owners 62 years or older. Additional local exemptions may apply for low‑income seniors. To apply, submit the Wisconsin DOR Homestead Credit form with proof of age and income to the Treasurer’s office before the tax deadline.

How do I appeal my property assessment in Shawano County?

File an appeal within 30 days of receiving your assessment notice. Start by gathering recent sales data, repair invoices, and photos of your property. Submit the appeal online through the Property Watch portal or mail it to the Register of Deeds at 311 N. Main Street, Shawano, WI 54166. The Board of Review will schedule a hearing and issue a decision, which may lower your tax bill.